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Multiple Jobs– Public Service Savings ZERO EXPERIENCE but hard working

  

Multiple Jobs– Public Service Savings and Credit Cooperative Limited

Closes : March 28, 2025
  • Full Time

Public Service Savings and Credit Cooperative Limited

The Public Service Savings and Credit Cooperative Limited is a voluntary membership-based Organization, established in January 2018 to promote a culture of savings among Public Service Workers and to be a source of easily accessible affordable loans.

The Cooperative is inviting applications from suitably qualified and experienced candidates for the underlisted vacant positions. The positions are for immediate occupation and shall be based in Lusaka.

1. Operations Manager

 

Location: Lusaka 

Job Purpose:

To manage the design, implementation, operation and continuous improvement of the front and back office systems and processes of the SACCO in order to ensure the effective and efficient utilization and accountability of member contributions and savings.

Key Performance Areas:

KEY RESULT AREA

PRINCIPAL ACCOUNTABILITIES (MAIN DUTIES)

Banking Operations

Manages effectively the daily operations of the Front Office Services Activity (FOSA) and Back Office Services Activities (BOSA) in order to ensure the efficient and effective operations of the SACCO

Business Development

Manages effectively the development and implementation of product offerings to ensure maximization of revenue generating opportunities

Debt Collection

Manages the process of pursuing payments of debts owed by individuals or businesses to the SACCO in order to ensure collection of monies owed to the SACCO

Financial Literacy Programs

Manages the formulation and implementation of financial literacy programs for members of the SACCO in order to promote informed and sound individual financial decision making

Credit Policy

Facilitates the development, implementation and periodic review of Credit Policies in line with stakeholder guidelines to ensure profitable operations of the SACCO

Marketing

Manages the development and implementation of market strategies to promote growth of the SACCO

Membership Recruitment

Manages the process of recruiting members to the SACCO and the maintenance of a database of members in order to facilitate access to benefits and easily retrieval of information

Customer Service and Engagement

Manages effectively with customers/ stakeholders to ensure prompt feedback to queries, reports, contribution and complaints as well as facilitate smooth flow of information to stakeholders

Monitoring and Evaluation

Manages regularly Monitoring and Evaluation of the SACCOS product offerings in order to develop and implement appropriate interventions

Research PlanningManagement

Manages effectively the conduct of research and planning. related to Credit Union and Cooperative operations to generate information, facilitate decision making and achievement of the SACCO set objectives.

Management

Manages effectively, human, financial and other resources in order to attain the objectives of the Department

Performance management

Manage timely development of plans and operationalization of the annual performance systems in order to monitor, evaluate and enhance performance

Qualifications

a) Minimum Primary/Secondary Education:

Full Grade 12/Form 5 Certificate

b) Minimum Vocational/Professional Qualifications:

Bachelor’s Degree in Accountancy, Banking, Finance, Business Administration. or Full ACCA or CIMAMaster’s degree in Finance and Accounting or equivalent will be an added advantage

c) Minimum Relevant Pre-Job Experience:

5 years’ experience with 2 at Senior management level

d) Communication Skills:

i)Written Skills:

Able to write technical and analytical report

ii) Oral Skills:

Able to communicate effectively in English

e) Other Skills/Attributes:

Computer literacyAnalytical skills

2. Customer Service/Marketing Officer

 

Location: Lusaka

Job Purpose:

To identify members and potential members’ needs and expectations, to deliver service requests, ensuring the member receives an effective service by being efficient, knowledgeable and consistent in delivery, with the objective of achieving first contact resolution.

To ensure SACCO visibility and awareness among potential members to achieve sustained growth in membership

Key Performance Areas:

KEY RESULT AREA

PRINCIPAL ACCOUNTABILITIES (MAIN DUTIES)

Customer Service and Engagement

Communicate with members and other key stakeholders to ensure prompt feedback to queries, reports, contributions and complaints as well as facilitate smooth flow of information to stakeholders

Marketing

Develop and implement marketing strategies to promote growth of SACCO membership

Financial Literacy Programs

Formulate and deliver financial literacy programs for members of the SACCO in order to promote informed and sound individual financial decision making

Credit Policy

Implementation and periodic review of Credit Policies in line with stakeholder guidelines to ensure profitable operations of the SACCO

Membership Recruitment

Ensures continuous member recruitment to the SACCO and the maintenance of a database of members to facilitate access to benefits and easy retrieval of information

Monitoring and Evaluation

Monitor and Evaluate SACCOS product offerings in order to develop and implement appropriate interventions

Management

Manages effectively, human, financial and other resources in order to attain the objectives of the Unit

Performance management

Develop workplans and operationalization of the annual performance systems in order to monitor and evaluate performance

Qualifications

f) Minimum Primary/Secondary Education:

Full Grade 12/Form 5 Certificate

g) Minimum Vocational/Professional Qualifications:

Degree in Business Administration, Marketing, Customer Service

Master’s degree in a related field will be an added advantage

h) Minimum Relevant Pre-Job Experience:

4 years’ experiencei) Communication Skills:

ii) Written Skills:

Able to write technical and analytical report

iv) Oral Skills:

Able to communicate effectively in English

j) Other Skills/Attributes:

Computer literacy

Analytical skills

Interpersonal skills

Statistical skills

Integrity

Confidentiality

Initiative

Ability to multitask and work under pressure

3. Customer Service/Marketing Assistant

 

Location: Lusaka

Job Purpose:

To deliver service requests, ensuring the member receives an effective service by being efficient, knowledgeable and consistent in delivery, with the objective of achieving firstcontact resolution.To market the services and products offered by the SACCO, ensuring visibility and awareness among potential members to achieve sustained growth in membership

Key Performance Areas:

KEY RESULT AREA

PRINCIPAL ACCOUNTABILITIES (MAIN DUTIES)

Customer Service and Engagement

Provide prompt feedback to member enquiries and queries to facilitate smooth flow of information to members

Marketing

Implement marketing strategies to promote growth of SACCO membership

Financial Literacy Programs

Deliver financial literacy programs for members of the SACCO in order to promote informed and sound individual financial decision making

Membership Recruitment

Undertake continuous member recruitment to the SACCO and the maintenance of a database of members to facilitate access to benefits and easy retrieval of information

Communication

Timely communicate to members key developments in the SACCO

Qualifications

k) Minimum Primary/Secondary Education:

Full Grade 12/Form 5 Certificate

l) Minimum Vocational/Professional Qualifications:

Diploma in Business Administration, Marketing, Customer Service, Public Relations

m) Minimum Relevant Pre-Job Experience:

2 years’ experience

n) Communication Skills:

v) Written Skills:

Able to write technical and analytical report

vi) Oral Skills:

Able to communicate effectively in English

o) Other Skills/Attributes:

Computer literacy

Analytical skills

Interpersonal skills

4. Driver

 

Location: Lusaka

Job Purpose:

To drive the allocated Cooperative vehicle to facilitate the mobility of officers, equipment, and Materials

Key Performance Areas:

1. Drive safely and regularly members of staff on official business to facilitate attendance to company duties

2. Complete timely log of official trips, daily mileage, fuel consumption, oil changes etc to enhance accountability of motor vehicle usage

3. Ensure the Cleanliness of the allocated vehicle to provide a conducive environment

4. Report timely the occurrence of road traffic accidents in order that remedial action is promptly Taken

5. Undertake the daily inspection of the vehicle allocated with respect to road worthiness to avoid road traffic accidents, unnecessary break downs and expenses

6. Ensure that allocated vehicle is parked in a safe and authorized area to guarantee the Vehicle’s safety

7. Observe the road and traffic laws and regulations as prescribed by the Zambian Highway code and relevant laws.

Qualifications

1. Primary/Secondary Education:

Grade 12 certificate

2. Minimum Vocational/Professional Qualifications:

Valid Driving License (Class C)Trade Test Certificate will be an added advantage

3. Minimum Relevant Pre-Job Experience:

5 years experience as a driver with a good driving record

4. Communication Skills:

i) Written Skills:

Ability to write in English

ii) Oral Skills:

Ability to communicate clearly in English

iii. Other skills/Attributes:

  • Excellent driving skills
  • Flexible, effective teamwork and interpersonal skills
  • Good Personal Grooming and Personal Presentation
  • Well organized and systematic
  • Good Public Relations
  • Discreet and respectful of Confidentiality
  • Willing to work long and irregular hours, shift duty and on Public Holidays as required
  • Willing to take regular and extensive travel across the country

All application letters with current curriculum vitae (CV) and certified copies of academic/professional qualifications (in PDF and as a single document) should be forwarded to jobs@psmfc.co.zm not later than 12.00 hours. Friday 28th March 2025. The subject of the email must clearly indicate the position being applied for. Only shortlisted candidates will be communicated to.

To apply for this job email your details to jobs@psmfc.co.zm

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